Get to Know Us
Discover the values, expertise, and passion behind Lifeguard Insurance Services. We’re committed to providing personalized financial solutions to help you achieve long-term financial security.
Lifetime Income Security
Provides steady income during retirement, preventing savings depletion
Debt Elimination
Eliminate debts faster using smarter financial strategy
Medicare Enrollment Help
Guides you through Medicare plans, ensuring proper coverage
San Diego's Trusted Retirement & Insurance Advisors
Lifeguard Insurance Services protects what you’ve built. We specialize in rapid debt elimination, guaranteed retirement income, Medicare guidance, and life insurance strategies you can actually use while you’re alive. So whether you’re struggling with debt, planning your exit from the workforce, or navigating the Medicare maze—we handle it fast, personally, and without the runaround.
Call (619)7793234KAL REECE
Owner
Kal Reece is a dedicated and experienced advisor with a passion for solving complex financial problems. With over two decades in the insurance and retirement planning industry, Kal specializes in crafting custom strategies that protect assets, eliminate debt quickly and maximize income for retirement.
Crafting Long-Term Relationships Through Financial Guidance
What sets us apart is our personalized approach to financial planning. We don't believe in one-size-fits-all solutions; instead, we focus on creating lasting relationships built on trust and clarity. Using decades of experience, we carefully assess your situation to ensure recommendations are practical, ethical, and aligned with your unique goals.
Life Settlements
Sell your policy for a higher lump sum, securing immediate financial relief.
Gap Analysis
Identify shortfalls and get actionable solutions to live comfortably in retirement.
Medicare Strategies
Maximize your Medicare benefits while minimizing out-of-pocket costs.
Tax-Efficient Plan
Structure your retirement withdrawals to minimize taxes and maximize income.
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Kal Reece is a dedicated and experienced advisor with a passion for solving complex financial problems. With over two decades in the insurance and retirement planning industry, Kal specializes in crafting custom strategies that protect assets, eliminate debt quickly and maximize income for retirement.