I was retiring and not sure what to do with my 401K. I found Kal and it felt like he had my back from Day One. Together, we discovered solutions that not only gave me advantages but secured my peace of mind. Market dips don’t scare me anymore and I know the money will keep coming for as long as I need it to.

At first, we were overwhelmed by our options, but Lifeguard made it simple and affordable. Everything was done in less than 2 hours.

Now here’s an company that returns calls and takes time to listen to me. They put my needs, and my concerns, first.

My retirement account was good, but Kal made it great! My fees were lowered and my daughter gets twice as much when I pass. He also explained things simply and clearly for a layman such as myself.

I lost a lot of money in my 401K. Since meeting with Kal I now have safety and solid guarantees on my retirement income. The feeling that creates is priceless!

My agent is always there, and always with quick solutions. I’ve recommended him often.

We feel more covered now than with our other policies…and we saved money!

I needed money and was about to surrender my policy. Kal found me several thousand for a policy which otherwise had zero value. Thanks Kal!