San Diego's Trusted Retirement & Insurance Advisors

Lifeguard Insurance Services protects what you've built. We specialize in rapid debt elimination, guaranteed retirement income, Medicare guidance, and life insurance strategies you can actually use while you're alive. So whether you're struggling with debt, planning your exit from the workforce, or navigating the Medicare maze—we handle it fast, personally, and without the runaround. Call (619) 779-3264 and let us own your problem now.

Crafting Long-Term Relationships Through Financial Guidance

What sets us apart is our personalized approach to financial planning. We don't believe in one-size-fits-all solutions; instead, we focus on creating lasting relationships built on trust and clarity. Using decades of experience, we take the time to carefully assess your situation, ensuring recommendations are both practical, ethical, and aligned with your unique goals. If you’re seeking a trusted advisor who listens and offers clear, options, we’re here to guide you every step of the way.

Meet the Founder

Kal Reece - Owner


Kal Reece is a dedicated and experienced advisor with a passion for solving complex financial problems. With over two decades in the insurance and retirement planning industry, Kal specializes in crafting custom strategies that protect assets, eliminate debt quickly and maximize income for retirement.